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WELCOME TO FISCAL FITNESS CLUBS OF AMERICA
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Our goal is to help you control your financial habits so you get what you want from your money! We combine sound financial planning practices with proven behavior change principals to help people change financial behavior and gain the life-long skills needed to manage personal finances.
IMPORTANT DIFFERENCES BETWEEN FISCAL FITNESS CLUBS AND OTHER FINANCIAL SERVICES:
- WE DO NOT PROVIDE ANY PRODUCTS OR INVESTMENT MANAGEMENT SERVICES. Our only revenue source is from membership dues or subsidy of fees by an employer or group. We are NOT a debt restructuring or bankruptcy program. You are our ONLY source of income!
- There are many financial education programs available. But they assume that KNOWING is all that is necessary for DOING! If that were true, we would all have the perfect combination of diet and exercise! Fiscal Fitness Clubs provide both the knowledge, coaching and group support that true lasting change requires.
- Our groups are FUN! Changing financial habits doesn’t have to be boring and painful. Just like exercise can be fun with the right buddies and venue, learning to take control of your finances can be an enjoyable venture. We work hard to make your experience easy!
HOW FISCAL FITNESS CLUBS WORK
You can join a Fiscal Fitness Club in either a live group or a virtual group. When you join a Fiscal Fitness Club, you participate in a series of classes designed to jumpstart financial mastery by completing the workbook in small group settings. The four sessions cover:
- Getting ready to change – identify and clarify motivation , goals and decision making styles
- Understanding your Current Patterns – review past expenditures, identify what needs to change, and how to overcome the probable roadblocks to your success.
- Diving into the numbers – detailed budget work and establishment of new specific spending goals creates a clear, concrete, and measurable path to success
- Creating a new master plan – this session brings together all of the components to make an easy-to- track master plan with individual achievable goals defined.
After the sessions, you join in short weekly meetings. Each meeting starts with a “check in” that tracks weekly progress. Iindividually, you review current debt level, savings gains, and targeted budget items with our trainer. This weekly check-in provides the monitoring, motivation and reinforcement components which research shows is needed for successful behavior change. Our trainer leads a discussion on solutions and pitfalls to challenges being faced by participants. Once a month, the group meeting is dedicated to understanding and managing a specific component of a good financial plan. Check out the Monthly Topic and Action Calendar for details. Over the course of a year, all financial components of a financial plan are covered. Practical, hands-on exercises teach an easy-to-follow system to manage financial resources.
