Thank you for visiting Fiscal Fitness Clubs.  We would love to help you take charge of your financial future and confident that our program will make a big difference in your life.   We are so confident of our value and your success that we have a money back guarantee. Our cost is only $500 for an individual and $600 for a couple for the first four months. If you choose to stay involved, the cost is only $35.00/$45 per month. We guarantee that if you participate in our program you will save that amount. If not we will refund you the difference!

TAKE THE FISCAL FITNESS READINESS QUIZ

Our goal is to help you control your financial habits so you get what you want from your money! We combine sound financial planning practices with proven behavior change principals to help people change financial behavior and gain the life-long skills needed to manage personal finances.

IMPORTANT DIFFERENCES BETWEEN FISCAL FITNESS CLUBS AND OTHER FINANCIAL SERVICES:

• WE DO NOT PROVIDE ANY PRODUCTS OR INVESTMENT MANAGEMENT SERVICES. Our only revenue source is from membership dues or subsidy of fees by an employer or group. We are NOT a debt restructuring or bankruptcy program. You are our ONLY source of income!
• There are many financial education programs available. But they assume that KNOWING is all that is necessary for DOING! If that were true, we would all have the perfect combination of diet and exercise! Fiscal Fitness Clubs provide both the knowledge, coaching and group support that true lasting change requires.
• Our groups are FUN! Changing financial habits doesn’t have to be boring and painful. Just like exercise can be fun with the right buddies and venue, learning to take control of your finances can be an enjoyable venture. We work hard to make your experience easy!

HOW FISCAL FITNESS CLUBS WORK

The first step is an individual consultation to see if we are right for you.  After the session, you are assigned an individual coach and join a Fiscal Fitness Club in either a live group or a virtual group.  Your individual coach will help you through a series of classes designed to jumpstart  financial mastery by completing the workbook. The introductory sessions cover:

• Getting ready to change – identify and clarify motivation , goals and decision making styles
• Understanding your Current Patterns – review past expenditures, identify what needs to change, and how to overcome the probable roadblocks to your success.
• Diving into the numbers -detailed cash flow analysis and establishment of new specific spending goals create a clear, concrete, and measurable path to success
• Creating a new master plan – this session brings together all of the components to make an easy-to- track master plan with individual achievable goals defined.

After the sessions, you join in short weekly meetings. Each meeting starts with a “check in” that tracks weekly progress. Individually, you  report  current debt level, savings gains, and targeted budget items with your trainer.  This weekly check-in provides the monitoring, motivation and reinforcement components which research shows is needed for successful behavior change.  A short group discussion on solutions and pitfalls to challenges being faced by participants follows.   Having peer support for acheiving your goals is a key component to financial habit changes.   Once a month, an action session is dedicated to understanding and managing a specific component of a good financial plan.   Check out the Monthly Topic and Action Calendar for details.  Over the course of a year, all financial components of a financial plan are covered.  Practical, hands-on exercises teach an easy-to-follow system to manage financial resources.  

Fiscal Fitness Clubs give you a personal coach, a support group dedicated to your success, a financial plan and the tools to manage your resources!  And we do it all in a low cost, simple to implement and fun way.   To find out more, you can sign up for an individual consultation.