Tag - Goal Setting

When you look ahead to this year…which is you?

Our last blog talked about projecting your taxes, so you can see what’s coming and plan for it. A lot of what planners do is look ahead to see what is coming and what could be coming, so you can have what you need ready.  At Fiscal Fitness Clubs, we’ve broken down these tasks and given you step by step instructions and support to make it easier, because we know that managing your money and doing planning can seem [...]

Read more...

What’s your child’s future and what are you doing to influence it?

Anybody who has a child has had at least a flashing thought about their future after high school.  It’s easy for it to flash through and then think…oh, but first I need to…STOP! First, you need to put a time on your calendar to start addressing this issue within the next 2 weeks. Set aside an hour this month to explore the topic and start discussions with your child.  Many years ago I was working on an education class, my [...]

Read more...

Downsizing Debt

The average household has $15,762 of credit card debt, according to the 2015 American Household Credit Card Debt Study. If you have student loans, the average is $48,172. If you carry car loans, the average is $27,141. In total, the average American household has $130,922 of debt and $2,630 is the average interest on credit card debt. That’s a really nice vacation or college savings! Another startling and disturbing fact is that consumers consistently and vastly underestimate how much [...]

Read more...

What’s Behind the Net Worth Door?

What can you learn from your Net Worth statement?  Net Worth statements provide a check for what is changing from year to year, but they also have some great hidden ratios that help you understand your patterns.  Here’s what to look for: What changed from year to year? If net worth went up in investments or reduction of debt, GOOD! If it went up due to new possessions (like a car or home), NOT GOOD! If net worth stayed the same, but debt went [...]

Read more...

True Love & Budgets

Ah, Valentine’s Day is past and we showed our loved ones how much we care! Now we just have to show them the bill! Did you know that the number one listed reason for divorce and family conflict is money conflicts? The Business Insider had some statistics on love and money for newlyweds: “In both the first and third years of marriage, money was most often reported as a topic of marital disagreement. It beat out tensions about leisure, each [...]

Read more...