Philosophy

Our Philosophy

Fiscal Fitness Clubs of America believes that the purpose of money is to first create financial security and then to accomplish your goals, while matching your values. We believe that joy in life can’t be separated from money, and that reducing financial stress through the management of cash flow and assets can add more joy to your life than owning “stuff,” or buying experiences at the expense of your financial security. We also believe that “knowing” and “doing” are not the same. Our goal is to give you the knowledge and tools to manage your financial life, so you get what you want from your labor and money. We are all about empowering you, not about you needing us. Our goal is that, at the end of our relationship, you will have confidence in your financial path and feel comfortable knowing what you need to do to manage your financial resources and advisors. That doesn’t mean you might not prefer to delegate some or all of the tasks to us or someone else. Whether or not our relationship continues, our goal is that you will have confidence in your ability to make informed decisions.

There is an important consequence of this philosophy. You will be committing your time and energy on a regular basis to:

  • Gathering and sharing data
  • Completing assignments, such as meeting with your insurance agent or organizing your paperwork
  • Committing to becoming comfortable with technology as a tool to manage your finances
  • Acting upon mutually agreed recommendations

How We Are Different

Our groups are FUN! Changing financial habits doesn’t have to be boring and painful. Just like exercise can be fun with the right buddies and venue, learning to take control of your finances can be an enjoyable venture. We work hard to make your experience easy!

There are many financial education programs available, but they assume that KNOWING is all that is necessary for DOING! If that were true, we would all have the perfect combination of diet and exercise! Fiscal Fitness Clubs provides the knowledge, coaching, and group support required for true lasting change.

While many firms focus on an age group, a wealth level, or some other demographic, our focus is on people who want to take control of their money and are willing to put the time and energy in learning and doing what it takes to develop their life long financial management skills. This is our way of implementing our fiduciary duty of putting your interests first.