Carol S. Craigie, MA, ChFC®, CFP®

Carol S. Craigie, MA, ChFC®, CFP®

Managing Partner & Chief Compliance Officer

I am a psychologist turned financial planner. I know first-hand what it is like to face a financial crisis as my husband’s total disability at a young age resulted in a career change. I have been a financial planner, a trust officer who managed $80,000,000 in investments, and Director of Financial Planning for several large organizations, including Wells Fargo and JP Morgan Chase. When I retired from the corporate world, I was offered the opportunity to author a textbook on developing a financial plan and became a professor with the College for Financial Planning. There I authored several textbooks and courses.

Now I bring my passion for helping individuals improve their financial life and my skill in financial planning curriculum development to Fiscal Fitness Clubs. I develop and maintain the curriculum content, serve as the Managing Partner and Chief Compliance Officer, and review all financial plans. I am still involved in individual financial planning and teaching for our clubs. In addition, I am very active in our industry and in advocating for consumers.  I currently serve on the national board of the Financial Planning Association (FPA).

"One of the moments in the client experience I love is when we show clients how they can cut their debt free date significantly without any more money!"


Credentials

Areas of Expertise:

  • Between Generations
  • Corporate Executive Planning
  • Transition Planning
  • Crisis Planning

I’ve been around planning a long time. I’ve seen a lot of different situations and planning strategies, which is why I work with other planners to bring my experience and their fresh perspective to every case.

Education & Certifications:

  • CERTIFIED FINANCIAL PLANNER™CFP®,
  • American College in Bryn Marr, Chartered Financial Consultant (ChFC®)
  • Governors State University, MA, Human Relations Psychology
  • University of Illinois at Chicago, BA, Education

Work Experience:

  • Founder and Managing Partner at Fiscal Fitness Clubs of America
  • Adjunct Professor at College for Financial Planning
  • National Director of Advice & Sales, Wealth Segment at Key Bank
  • National Director of Financial Planning, Private Client Services at JP Morgan Chase
  • National Director of Financial Planning at Wells Fargo
  • Lots of other jobs including financial planner, trust officer, portfolio manager, insurance agent, psychologist, grade school teacher, retail sales, secretary, and waitress!

Leadership and Memberships:

  • National Board Member, Financial Planning Association (FPA)
  • Past President and committee chair, FPA of Colorado
  • Member, National Association of Personal Financial Advisors (NAPFA)
  • Founding Past President of Women’s Estate Planning Council
  • Member, XYPN Network

Awards, Presentations & Media Mentions:

My favorite award is one I received several years ago: 4 Women Who Dare Award, Channel 4 in Denver.

My love of teaching and sense of humor along with interesting, useful topics have resulted in being invited to present to many organizations. These include FPA national conference and many chapters, TD Ameritrade, College for Financial Planning Annual Conference, XYPN Annual Conference, Bloomberg’s Corporate Conference, Society of Human Resources Conference, client events for multiple companies, training of advisors for multiple companies, and many non-financial associations. I’ve also interviewed with Brian Jennings, Nightly News.  Favorite topics include: The Psychology of Money, Between Generations and Winning at the Financial Planning Game.

A great planning tip:

Try living for at least 1 year into the new budget before making a major change such as buying a new house, having a new baby, or retiring.

Why I love what I do:

Because money is so intertwined in our lives, I make a major difference with people.  Not having control nor understanding of money can really mess people’s lives up!

What brings me joy outside of work:

My family, my dog and my girlfriends! They all make me laugh and enjoy life.

Media Mentions: