In The Media

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Why Now Is The Time To Re-Evaluate Your Finances - October 19, 2017

“Around March, I was finally like, ‘Enough,’ and have been a little stricter about it,” she says. In fact, mid-year is the perfect time to re-evaluate your financial situation and find new motivation for saving, says Catalina Franco-Cicero, director of financial wellness and a financial coach at Fiscal Fitness Clubs of America. “We could all say that we get really excited at the beginning of the year,” Franco-Cicero says. “Then come summertime, we think, ‘Holy cow, I didn’t do anything. I really want to get remotivated.’” –Catalina Franco-Cicero, Director of Financial Wellness, Fiscal Fitness Clubs of America.

Click here for the entire article by Jana Lynn French

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Building Group Financial Wellness Classes To Expand The Reach Of Financial Advice with Carol Craigie - October 17, 2017

We explore the highly structured way that Fiscal Fitness Clubs takes clients through its process, starting with a series of 8 “Taking Control” classes, and followed by an ongoing series of Monthly Action Classes. The process is built entirely around focusing on cash flow first, and tackling the underlying issues that cause money stress, with the idea of breaking up financial self-improvement into a series of small bite-sized tasks that can be accomplished every month… and then using the group format as a way to create peer-to-peer accountability, including the fact that everyone gets a “money buddy” when they first start.

Click here for the entire podcast by Michael Kitces

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5 Ways to Get Your Finances in Shape Before the Year Ends - August 3, 2017

“To be successful, Franco-Cicero suggests automating everything you can, from paying your bills each month to putting money into your savings account. This way, you don’t have to think about making sure a portion of your paycheck goes toward savings — your bank account will do it for you.” –Catalina Franco-Cicero, Director of Financial Wellness, Fiscal Fitness Clubs of America.

Click here for the entire article by Jana Lynn French

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Investing For Mainstream America - July 7, 2017

“It’s not only knowing what to do, but changing one’s financial behaviors in a more positive way,” Giese said, adding that he works to “demystify the industry” for clients and break financial planning down step-by-step, beginning with cash flow. Once the basics are established, clients move on to short and medium-term goal-setting and involve all aspects of personal finance including investing, retirement, risk management, estate planning, taxes, and special situations like education planning and career assessment. –Ray G. Giese, MS, CFP®, Financial and Career Coach, Fiscal Fitness Clubs of America.

Click here for the entire article by Christopher Price

financialplannerpodcast

Wiser Together – The Power of Mentoring - June 26, 2017

Both Carol and Cat believe in the power of mentoring and are a great example of what it looks like to learn from each other. On this episode, they share what their mentoring meetings looked like, tips on how to find and build a successful mentoring relationship, and why it is important to find a mentor.

“You’re there for each other through thick and thin. It takes time to build that… and it takes time to get to that point.” –Catalina Franco-Cicero, Director of Financial Wellness, Fiscal Fitness Clubs of America

Click here for the entire article by Hannah Moore, at financialplannerpodcast.com

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From Psychologist to Financial Planner – The Exceptional Career of Carol Craigie - June 19, 2017

Carol’s passion to improve individual’s financial lives keeps pulling her out of retirement and re-imagining how to bring financial planning advice to the masses. Carol’s passion for financial planning is inspiring and I’m so excited to share part of her story with you today.

“We want to be Weight Watchers of money… [to] get people in clubs and bring money out of the closet. And You get people, just like dieting, to do budgeting so they accomplish their goals!” –Carol Craigie, Managing Partner & Chief Compliance Officer, Fiscal Fitness Clubs of America.

Click here for the entire article by Hannah Moore, at financialplannerpodcast.com

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Mixing Fitness with Finance - June 12, 2017

Cat shares her incredible personal story from immigrating to the United States as a child to using her fitness and education background as the Director of Financial Wellness at Fiscal Fitness Clubs of America. Early in her career, she had a vision for what it would look like to provide financial planning to the general public and she’s using her background and life story to do just that.

“We want to take money out of the closet. Let’s talk about it already. Come on. It’s stressing people out and talking about it can help you.” — Catalina Franco-Cicero, Director of Financial Wellness, Fiscal Fitness Clubs of America.

Click here for the entire article by Hannah Moore, at financialplannerpodcast.com

bustle

6 Money Tips For Women That Are Actually Relatable, According To Female Financial Advisors Of Color - April 18, 2017

“Employers know that finances are a major source of stress for employees, and that can be a drag on productivity and employees’ health. As a result, some companies are starting to offer financial literacy training. Cicero encourages women to check to see if your employer offers financial planning resources as part of its benefits package.” — Catalina Franco-Cicero, Director of Financial Wellness, Fiscal Fitness Clubs of America.

Click here for the entire article by Tatiana Walk-Morris, at bustle.com

time

Classes For All Classes - March 27, 2017

Catalina Franco-Cicero began learning about finances soon after she arrived from Colombia at the age of 8 with her two siblings and their single mother. The first in her family to learn English, Franco-Cicero translated all the bills. Today she helps families decode the language of money.

Click here for the entire article by Kristen Bahler, at TIME.com

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Downsize your debt before retirement - March 24, 2017

“OK, everybody knows we should pay down debt, but how big a deal is it to enter retirement with debt? I mean, we’ve had it most of our adult lives. What’s different? Evidently a lot.” –Carol Craigie, Managing Partner & Chief Compliance Officer, Fiscal Fitness Clubs of America.

Click here for the entire article by Carol Craigie, at MarketWatch

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How to improve your readiness for retirement - March 7, 2017

“For her part, Craigie recommends getting what she calls a “money buddy,” which is someone with whom you can share challenges and successes, and who wants you to succeed. “You don’t have to share what you make or what your debt is,” she says. Rather, it’s someone with whom you can share goals for budgeting, savings and debt reduction and someone with whom can review your progress, and talk through potential solutions. “Just having someone to talk through financial issues reduces stress and health issues,” —Carol Craigie, Managing Partner & Chief Compliance Officer, Fiscal Fitness Clubs of America.

Click here for the entire article by Robert Powell, Special for USA TODAY

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What’s The Plan: Changing habits is key to becoming debt-free - January 15, 2017

“Many people put reducing their debt on their New Year’s resolution list. Taking control of debt and developing your debt-free date is a definite financial stress reliever and important step in becoming fiscally fit. This week we look at a couple who want to tackle this issue so they can stop giving away their future earnings (after all, that is what debt is).” —Carol Craigie, Managing Partner & Chief Compliance Officer, Fiscal Fitness Clubs of America.

Click here for the entire article by SPECIAL TO THE DENVER POST

benfitspro

Benefits Pro: 5 financial wellness for HR in 2017 - November 29, 2016

Hey, we’ve been quoted again! Our tip on “losing debt” not just weight is a top 5 financial wellness resolution for HR to adopt for employee in 2017.

Financial Resolutions #3: Help people see the value of not only losing weight but “losing debt” as a resolution.

“Every year, we hear that losing weight is at the top of peoples’ New Year’s resolutions. Let’s add losing debt. Improved patterns of diet and exercise are needed to be healthier. Improved cash flow and a routine program of addressing various financial issues are needed to be financially healthier. Tracking weight and exercise is critical for sustaining weight physical fitness efforts. Tracking debt, credit scores and other financial tasks is critical for sustaining fiscal fitness efforts.” — Catalina Franco-Cicero, Director of Financial Wellness, Fiscal Fitness Clubs of America.

Click here for the entire article by Alan Goforth.

benfitspro

Benefits Pro: 12 financial wellness trends that could help your employees - November 22, 2016

Cat was interviewed by Benefits Pro for input on workplace financial wellness trends for 2017. As you know, finances are the #1 stressor for employees, and we are cognizant that Fiscal Fitness Clubs can serve as an intervention for reducing such stress. Of the upcoming trends we see two specific ones:

1. Fiscal Fitbit

“A trend that we already incorporate is to create workplace financial wellness challenges that track and gauge accomplishment of financial goals,” said Catalina Franco-Cicero, director of financial wellness for Fiscal Fitness Clubs of America in Denver.

“For example, did you stay within budget this month? Did you complete your monthly tasks, such as a signed power of attorney, HIPPA authorization, evaluating life insurance, restructuring debt, improving your credit score or making your goal contribution commitment?”

2. Holistic Approach
“Another trend is collaboration between health-care/wellness providers and financial wellness providers in tracking the correlation among holistic health care (physical, emotional, financial, stress management and social); cost for the care; and the impact on employee productivity, absenteeism morale,” she said.

Click here for the entire article by Alan Goforth.

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InvestmentNews: Women go nontraditional with new advisory practices - November 21, 2016

Carol and Cat were highlighted on InvestmentNews’ Annual Women’s Issue in the article “Women Go Nontraditional with New Advisory Practices” for our unique business model. Unlike other financial planning firms, we do not have an investment minimum…we have an “energy” minimum and we aim to make it FUN!

Click here for the entire article by Greg Icacuci

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XYPN Radio: Episode #17 - A tale of immigration, discrimination, and success into a career path for becoming a CFP® professional - October 26, 2016

Cat was interviewed by Alan Moore, CFP® on XYPN Radio on her tale of immigration, discrimination, and success into a career path for becoming a CFP® professional. It’s not easy making a mid-career change, and it certainly doesn’t come without the inevitable bumps that can derail all of us from any goal we’re looking to accomplish. Listen HERE!

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FA Magazine: FPA Awards Diversity Scholarship - April 19, 2016

Cat was recognized as the FPA Diversity Scholarship winner for the 2016 FPA Retreat in Phoenix, AZ. “FPA is proud of members like Catalina who are committed to expanding the reach of financial planning into diverse communities,” said FPA President Pamela Sandy. “Her desire to break down barriers in the profession to make financial planning more accessible to those who want to make it their vocation while helping the public who otherwise would not have access to necessary financial guidance is commendable.”

Click here for the entire article by Karen Demasters