Blog

I HATE PAPERWORK!!!!!!

Geesh!  For what was supposed to be a paperless society, I sure get lots of papers….and emails that are like paper…they need to be tracked and dealt with.  It seems like some small thing needs to be dealt with like calling the bank and getting a charge reversed or updating somebody’s forms and that thing will take an hour and it has to be done during business hours and…..! put it to the side to deal with…later. You know what [...]

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New Year’s Resolutions – Olympic Style!

The trick to creating good New Year’s Resolutions are making them meaningful, memorable, specific and trackable.  Here are some strategies to help do that! Define your goals as precise as a balance beam routine.  Having your short, intermediate and long-term goals so precisely defined that at any moment you know where you stand, will go a long way towards keeping them in front of your memory AND money.  If you know that spending $200 on dinner is delaying your retirement by [...]

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Defusing the Legal Documents Bomb 2.0

Because this was one of our most popular blogs and because we know it’s a challenge for everyone, we decided to recycle this blog with a few changes. It’s time to get your A-team in action! There’s a family bomb out there and the procrastination fuse is burning. Almost every client we speak with says something to the effect of “Estate planning is on our to- do list. We really need to get it done”, or “My parents haven’t gotten [...]

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Downsizing Debt

The average household credit card debt has increased from $15,762 in 2015 to  $16,061 in 2016, according to the American Household Credit Card Debt Study by Nerd Wallet. Student loan debt increased from $48,172 to $49,042.  If you carry car loans, the average is $28,535. In total, the average American household has $132,529 of debt and the average rate on credit cards is 18.76%!!!!!!   That means the average household is paying $1,292 in credit card interest each year. That’s a really [...]

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The Ultimate in Adulting!

The Ultimate in Adulting There’s lots of buzz around the word “Adulting”.  For those of you who haven’t heard it before, the Urban Dictionary defines it as: “Adulting (v): to do grown up things and hold responsibilities such as a 9-5 job, a mortgage/rent, a car payment, or anything else that makes one think of grown-ups.” One of the most critical skills for adulting is knowing how to effectively manage your money. There are lots of reasons it’s a struggle for Millennials (and the rest [...]

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Tackling Death!

Life’s team has a really tough offensive player… …who has a great track record of ruining a team’s chance of winning the financial planning game. His name is Death! Sometimes he targets the quarterback, but he’s equally effective in ruining the game by taking out another team member. That means your team needs to evaluate strategies for being prepared no matter who is targeted. Knowing the consequences and being prepared, whether it’s you, a spouse, a partner, a former spouse, [...]

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When you look ahead to this year…which is you?

Our last blog talked about projecting your taxes, so you can see what’s coming and plan for it. A lot of what planners do is look ahead to see what is coming and what could be coming, so you can have what you need ready.  At Fiscal Fitness Clubs, we’ve broken down these tasks and given you step by step instructions and support to make it easier, because we know that managing your money and doing planning can seem [...]

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You sure you got all your stuff done for taxes?

Said with an old time western drawl, “Whoa Pardner!  Don’t be in such a dang-fired hurry. You sure you got all your stuff done for taxes?” We know. You just want it done!  The deadline is looming.  But slow down just a minute as you fill in all those forms or gather the documents to send off to somebody else to complete. Even if you’ve already gotten your taxes submitted, take a few minutes to consider the following: Even AFTER you file, as [...]

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