Author - Carol

I HATE PAPERWORK!!!!!!

Geesh!  For what was supposed to be a paperless society, I sure get lots of papers….and emails that are like paper…they need to be tracked and dealt with.  It seems like some small thing needs to be dealt with like calling the bank and getting a charge reversed or updating somebody’s forms and that thing will take an hour and it has to be done during business hours and…..! put it to the side to deal with…later. You know what [...]

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New Year’s Resolutions – Olympic Style!

The trick to creating good New Year’s Resolutions are making them meaningful, memorable, specific and trackable.  Here are some strategies to help do that! Define your goals as precise as a balance beam routine.  Having your short, intermediate and long-term goals so precisely defined that at any moment you know where you stand, will go a long way towards keeping them in front of your memory AND money.  If you know that spending $200 on dinner is delaying your retirement by [...]

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Peace…What Would Financial Peace Look Like For You?

One of the things we wish each other during the holiday season is PEACE. When I feel peaceful, it is amazing. It’s a quiet swelling of joy in living. But, the question is, how do we find peace with money? According to polls, money is is the #1 stressor for Americans.  Stress caused by money turns out to be a great blocker of peace. So, what would financial peace look like for you?  The easy answer that jumps out of many [...]

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Jangled Nerves (sung to the tune of Jingle Bells)

Jangled Nerves, Jangled Nerves, Jangled all the way. Oh what fun it is to charge next year’s raise away, hey! Dashing through the mall, with credit card in hand, buying gifts for all, spending while we can. Now we’re having fun, spending on gifts, food and frills but then comes January one And all the credit card bills, oh! Jangled Nerves, Jangled Nerves, Jangled all the way. Oh what fun it is to charge next year’s raise away, hey! I’m all about Christmas, but I’m also all about making sure that [...]

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So, how do you protect yourself from the adult ghosts and goblins?

Ghosts, Goblins, Zombies, IRS audits, more bills than money, retiring on social security only…what’s the scariest for you? I’ve been through a medical emergency that created a financial crisis and came to the conclusion that “one crisis at a time is enough, thank you very much!” So, how do you protect yourself from the adult ghosts and goblins? Here’s just a few things you’ll want in your arsenal. Zombie repellant: Emergency Funds (3 to 6 months of expenses)– Emergency funds can be hard [...]

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Digital, my ass…ets!

So, September’s focus at Fiscal Fitness Clubs is Legal and Estate Planning Management. All month, we’ve had our clients focused on getting the right documents in the right places and communicating the right message to the right family members. Just when you think you have a handle on everything, WHAM! WHAP! OOPS!  And something else comes along.  I just got back from a seminar by a leading attorney in digital assets, Robert Kirkland, where I learned all sorts of [...]

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